Extra cash for your holiday spending in Uganda

Plan for extra cash to cover personal expenses throughout your safari. You will need these funds for tips, souvenirs, and drinks. While your spending habits dictate the final amount, you can easily travel with a modest sum.

Extra Money on Safari

Cash

US Dollars cash is the preferred option to bring when traveling to Uganda. Once in Uganda, we advise guests to change some dollars into local currency for use as spending money on the road, e.g., for drinks or curios.

Please ensure that the USD bills are in good condition and have no rips, tears, or markings. This is because marked notes are troublesome when taken to most banks, and therefore most people will be cautious of them.

When you reach Uganda, change some of the money to Uganda shillings so that you will easily spend that as you visit various parts of the country.

Keep your foreign exchange receipts such that when you leave Uganda, you can change the money back to USD or any other currency you prefer.

Travelers Cheques

Traveler’s cheques are difficult to change, and really bad rates of exchange generally apply, and are often very difficult to cash, even in large towns and especially over weekends and after hours. Throughout the rest of the country, changing Traveler Cheques is almost impossible.

ATM Machines

Most Ugandan ATMs dispense local currency, and they are harder to find when you go upcountry to smaller towns. Some bigger establishments allow for paying with Visa and MasterCard, but these are very few.

If you need to get money from the bank, it is better to do so while you are in Kampala, where you might find these bigger establishments, or directly visit the bank headquarters to get your transactions done.

Credit Cards

Only a few banks in Kampala authorize cash advances on credit cards. While most banks accept Visa, they do not guarantee MasterCard transactions; banks will only cash MasterCards that clear specific internal security checks.

Banks limit the amount you can draw and only process these transactions during banking hours. Expect poor exchange rates and hefty service fees.

Paying for Services

Only some establishments accept Visa or MasterCard for direct payment. Generally, only large hotels accept credit cards, and they typically levy a fee of at least 5% on all bills. So the long and short is to keep your credit card for emergencies only.

Related article: Tipping guidelines on a Uganda safari

Mobile Money

As a safety precaution, we advise against carrying big amounts of cash and displaying it easily. One of the best technologies for moving any amount of money safely is mobile money. You can easily get a quick SIM card on arrival in Uganda and load some money on the SIM card so that you can keep withdrawing when you run out of cash.

Every Ugandan who has a mobile phone uses mobile money regularly, and you can even pay with cashless means, such as using the mobile money service, and the people you pay will go and withdraw the money later.

The major telecom networks are MTN and AIRTEL, and you will be able to find mobile money kiosks and agents almost anywhere in the country.

Exchange Rate

Changing your money from the US dollar to the Uganda shilling is quite easy in major towns and national banks. The exchange rate is around 3700 Uganda shillings for every 1 US Dollar. The exchange is not fixed, and you should check the day’s exchange rate when you are exchanging money.

Other currencies like the Euro and the British pound are not so easy to exchange, but you can change them back and forth more easily in Kampala and in Entebbe at the Airport.

Final Thoughts

Carrying money on a safari is necessary because at times you want to tip someone who has given you heartwarming services, or you want to buy a piece of art from a local and take it home as a souvenir to remember your trip.

While this extra ‘pocket money’ is a necessary part of your safari, it is not part of your package. So, keep in mind that this is more money than what your safari costs. Here is a full article to help you understand the details involved in the cost of your safari.

If you have any further questions about carrying money on safari, feel free to ask for our recommendation. Additionally, we can help you get a Ugandan SIM card for the length of your trip so that you can pay for things with mobile money instead of cash.